महिला समूह लोन के लिए विस्तृत मार्गदर्शन

The Women’s Group Loan Scheme is an important initiative aimed at empowering women economically and making them self-reliant. Through this scheme, organized groups of women are provided with financial assistance, enabling them to support their families and take on a stronger role in society. JNKSF (Jiwinka nari kalyaan sewa foundation) is a key partner in this journey of women’s empowerment. Below is detailed information on the group formation and loan process under this scheme:

महिला समूह बनाने के लिए ध्यान रखने योग्य मुख्य बिंदु:

समान विचारधारा वाले लोगों का चयन:

While forming a women’s group, it should be ensured that all members come from similar social, economic, and familial backgrounds. The purpose is to facilitate easy communication and learning from each other's experiences.

Example: If all members of the group come from a rural background, their challenges will be similar, making it easier for them to support each other.

समूह का उद्देश्य परिभाषित करें:

The group’s objective should be clearly defined. Decide what the group will work towards, be it financial aid, health services, education dissemination, or other social causes.

Example: If the group’s purpose is to provide financial support for self-employment, it should be clear what kind of business or employment is being planned.

नियम और विनियम स्थापित करें:

Some rules and regulations should be established for the operation of the group, which may include:

Organizing regular meetings
Setting membership fees
Loan borrowing and repayment rules
Ensuring transparency and accountability in group operations
Setting up a process for dispute resolution

बचत और ऋण गतिविधियाँ:

Group members will regularly contribute a certain amount, which will be kept as the group’s internal savings. Later, the group members can use this fund to borrow loans among themselves.

पंजीकरण:

If the group has more than 50 members, it is necessary to register the group. Registration can be done at the local district or state government office, where the group’s identity is legally recognized.

बैंक प्रबंधक को जानकारी देना:

The community coordinator will provide detailed information about the group’s activities and plans to the bank manager. This information could include future plans, loan requirements, and the type of business or project.

समूह गठन का उद्देश्य:

The main objective of the women’s group is to promote financial and social empowerment for women. It provides them not only with economic assistance but also with a platform to learn from and support each other.